Fix and Flip Loans — Buy Distressed, Renovate Fast, Sell for Profit with Up to $2M in Private Capital
Paperfree connects fix and flip investors with direct hard money lenders in Queens, Brooklyn, Bronx, Staten Island, Manhattan, and nationwide — 12-month terms, interest-only payments, up to 65% ARV, $100K–$2M loan sizes.
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Fix and Flip Loans
Looking for fix and flip loans to fund your next investment property? As a hard money lender, we provide fast, flexible financing to purchase and repair properties for a quick, profitable resale.
Hard Money Fix and Flip Loans
Traditional banks aren't built for the speed investors need. Our hard money fix and flip loans are approved based on the deal and the property's after-repair value (ARV) — not lengthy income verification — so you can move on a property before another buyer does.
Whether you're a first-time flipper or an experienced investor, our fix and flip financing is designed to get capital in your hands quickly, with terms that make sense for short-term projects.
Fix and Flip Loan Terms
- Loan Size: $100,000 - $2,000,000
- ARV: Up to 65%
- Property Types: Single Family, Multi Family, Mixed Use
- Loan Term: 12 months
- Payment Structure: Interest-only monthly payments, with principal due at maturity
- Collateral: First mortgage position required, along with personal guarantees from the borrower's principals
- Additional Security: Equity position of the borrower's principals in the borrowing entity may be requested as collateral
Why Work With Our Fix and Flip Lenders
Not all fix and flip lenders operate the same way. Here's what sets our fix and flip loans apart:
- Flexible property types — single family, multi family, and mixed use all qualify
- Deal-based underwriting instead of rigid income requirements
- Fast turnaround so you don't lose a time-sensitive deal
- Straightforward 12-month terms built specifically for flip timelines, not long-term holds
Fix and Flip Hard Money Loans vs. Traditional Financing
Unlike a conventional mortgage, fix and flip hard money loans are structured around the investment itself. Approval is based on the property's ARV and your exit strategy, not months of income documentation — which is why investors turn to fix and flip hard money lenders when timing matters more than getting the absolute lowest rate.
Fix and Flip Loan Near Me
Searching for a fix and flip loan near me? We work with investors across the country, giving you a lender experienced in evaluating property values, renovation costs, and resale timelines wherever your next deal is located.
Get Started
Ready to fund your next flip? Contact us today to discuss your deal and get pre-qualified for a fix and flip loan.
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