Residential Hard Money Lenders

Residential hard money lenders are lenders who have sufficient funds to lend and are willing to work with borrowers from diverse economic backgrounds. This type of borrowing differs from borrowing with a traditional mortgage lender.

last updated Sunday, July 13, 2025
#Residential hard money #Hard money lenders

by John Burson

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A residential hard money loan lender is an entity that provides commercial hard money loans to individuals to make a purchase. A commercial hard money lender can sometimes be a company that offers loans to borrowers. Commercial hard money loans offer several benefits, despite their high interest rates. It is an excellent alternative to traditional bank funding.

Advantages of commercial hard money lenders

You can access your residential investment property funds quickly and receive your funds promptly.
The application process is more straightforward, and fewer qualifications are required from the borrower compared to traditional bank funding.
You can get commercial hard money loans even with a bad credit score. Lenders often check your credit reports to determine if they can approve your commercial hard money loan. However, lenders are often willing to work with individuals who have poor credit scores.
There is a lower down payment on your loan.
Commercial hard money loans are flexible.