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What are hard money personal loans?

Hard money personal loans are loans that provide access to funds without relying on traditional bank lenders.

last updated Sunday, July 13, 2025
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by John Burson    
What are hard money personal loans

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Some features of Hard Money Personal Loans include:

  • Individual lenders provide different types of loans. The application process is faster and easier since you deal directly with the lender.
  • Standards - The loans have relaxed approval standards. Lenders do not require borrowers to have good credit card information before granting a loan.
  • Interest—The interest rates for the loans are higher than those offered by traditional lenders. Consider a traditional loan if you have an impressive credit record.
 
 
 

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