H1B to EB5 Transition: How to Change an H-1B Visa to an EB-5 Visa Through Investment Visa Program EB5

Key Steps in the H1B to EB5 Visa Transition: Navigating the EB5 Visa Process While on H1B

last updated Wednesday, July 10, 2024
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John Burson     Subscribe


Are you on an H1B visa and considering securing your future in the U.S.? The EB5 visa process is what you need when on H1B. Many H1B holders are exploring the H1B to EB5 visa route as a viable path to gaining permanent residency in the United States through investment. 

This guide will walk you through transitioning from an H1B to an EB5 visa, equipping you with the steps and details to move smoothly from your H1B status to an EB5 and preparing you to overcome potential challenges in your journey to permanent residency through investment. These challenges may include the substantial investment required and the job creation mandate, which we will discuss in detail. 

Transitioning from H1B to EB5 requires meticulous planning and a thorough understanding of both visa categories. This careful approach ensures compliance and increases the likelihood of success in your application, providing a sense of reassurance and preparedness.

What is an H1B Visa?

The H-1B visa is a U.S. visa that allows companies to employ foreign workers in specialty occupations that require technical expertise, such as IT, finance, engineering, and medicine. The visa is typically valid for three years and can be extended up to six years.

h1b eb5

H1B Visa: Work and Temporary Residency

Purpose and Benefits:

The H1B visa allows U.S. employers to hire foreign professionals in specialty occupations requiring specific expertise. The main benefit of the H1B visa is that it permits the holder to work in the U.S. for up to six years. H1B visa holders can bring their immediate family members (spouse and children under 21) to the U.S. under the H4 visa category. 

H1B visa Eligibility Requirements:

To qualify for an H1B visa, applicants must meet the following  H1B visa eligibility requirements:

  • Have a job offer from a U.S. employer.

  • Hold a bachelor’s degree or equivalent in the relevant field.

  • The job must qualify as a specialty occupation requiring specialized knowledge and skills.

Advantages and Disadvantages of H1B Visa

Advantages of H1B Visa

  • Provides skilled workers a pathway to valuable employment opportunities in the U.S.

  • Access to advanced career prospects and higher earnings compared to home countries

  • Opportunity to gain experience in a global market and work for renowned companies

Disadvantages of H1B Visa

  • Dependency on the employer, leading to limited job mobility

  • Potential for lengthy processing times

  • Challenges include the annual cap on visa issuance and job security tied to employer's financial health

  • Uncertainty of visa renewals

  • H1B consular processing disadvantages include extended wait times and the risk of visa denial

Understanding EB-5 Visa:

The EB-5 visa is a U.S. visa for immigrant investors who can become permanent residents by investing $1,050,000 (or $800,000 in a targeted area) in a new business that creates at least ten full-time jobs for American workers.

investment visa

EB5 Visa: Investment and Permanent Residency

Purpose and Benefits of EB5 Visa:

The EB5 visa, designed to stimulate the U.S. economy through capital investment by foreign investors, offers a promising path to permanent residency (green card) for the investor, their spouse, and their unmarried children under 21. This visa allows investors to live and work in America, offering greater flexibility and security than temporary work visas. It instills a sense of hope and optimism in your transition journey, knowing that you are investing in your future in the U.S.

Eligibility Requirements:

To be eligible for an EB5 visa, applicants must:

  • Invest a minimum of $1.05 million in a new commercial enterprise, or $800,000 if the investment is in a Targeted Employment Area (TEA), which includes rural areas or areas with high unemployment.

  • The investment must create or preserve at least ten full-time jobs for qualifying U.S. workers within two years. This job creation mandate is essential to the EB5 visa program, and understanding it is crucial for a successful transition.

What are the Differences Between H1B and EB-5 Visas?

Understanding the differences between the EB5 H1B visas can help potential immigrants choose the right path for their needs. The H1B EB5 visas serve different purposes; the former is for skilled workers, while the latter is for investors. 

This table shows the critical differences between H1B and EB-5 Visa programs:



H-1B Visa

EB-5 Visa


Limited to specific jobs & employer

Work anywhere in the US; no sponsorship is needed


It may be seen as a threat to the US workforce

It creates jobs & boosts the US economy

Visa Requirements

  • Bachelor's degree or higher

  • Higher than average salary for job *

  • Employer can't find US worker

  • Minimum investment ($800,000 TEA / $1.05 million non-TEA)

  • Create ten full-time US jobs

  • Manage business (direct investment)


The spouse can work with an H-4 visa (limited conditions)

Spouse & unmarried children (<21) get green cards

Annual Quotas

85,000 visas

700 visas per country


Temporary, needs renewal

Permanent residency (green card) path to citizenship



Offers a path to a Green Card

Make informed EB-5 decisions. Eb5 Processing times and Eb5 Visa eligibility explained by

Work Authorization vs. Investment Requirement

Nature of Each Visa Type:

The H1B visa is for professionals in specialized fields and requires a U.S. employer to sponsor them. It allows you to work for a specific employer in the U.S. On the other hand, the EB5 visa is aimed at investors who inject significant funds into U.S. businesses, creating jobs. Unlike the H1B, this visa doesn’t require a job offer but a substantial financial investment.

Temporary vs. Permanent Residency

Duration and Stability:

The H1B visa grants temporary residency for up to six years, with an initial three-year period that can be extended for another three years. Your stay is tied to your employment. In contrast, the EB5 visa leads to permanent residency. Initially, you get a conditional green card for two years, which becomes permanent once you meet investment and job creation requirements. This makes the EB5 a more secure, long-term option, providing reassurance and confidence in your transition.

Application Processes and Timelines

Steps Involved in Each Process:

Applying for an H1B visa involves your employer filing a Labor Condition Application (LCA) and Form I-129 with the USCIS. After approval, you apply for the visa at a U.S. consulate, which can take several months. For the EB5 visa, you start by filing Form I-526 to prove your investment meets the requirements. After approval, you apply for a conditional green card using Form I-485 (if you're in the U.S.) or DS-260 (abroad). To remove conditions and get a permanent green card, you file Form I-829 within 90 days before your second anniversary. The EB5 process can take several years due to job creation and other requirements.

The Transition Process: H1B to EB5 Green Card

Many H1B visa holders ask, "Can I apply for EB 5 while on H1B?" The answer is yes, but specific conditions must be met. Transitioning from an H1 B to EB5 green card can be a strategic move for those seeking permanent residency through investment. Keep in mind the H1B visa disadvantages; common h1b visa problems include long processing times, strict employment conditions, and limited renewal options. 

Initial Steps and Considerations

Assessing Eligibility:

Assessing your eligibility is essential before starting the transition from H1B to EB5. This involves understanding the EB5 visa requirements, such as having the necessary investment capital and ensuring your funds are legally sourced. Evaluating whether your professional and financial circumstances align with the EB5 program's job creation and economic growth goals is crucial. Not meeting these requirements could lead to the denial of your EB5 visa application, so a thorough eligibility assessment is vital.

Financial Planning for Investment:

Financial planning is a critical step in the transition process. You must ensure you have the minimum required investment of $1.05 million or $800,000 for Targeted Employment Areas (TEA). It's important to consider all costs associated with the EB5 process, including:

  • Legal Fees: Hiring an experienced immigration attorney can help navigate the complexities of the EB5 process.

  • Administrative Fees include filing fees and other costs related to the application.

  • Maintenance of H1B Status: Be aware of any potential expenses related to maintaining your H1B status during the transition.

Effective financial planning ensures you are prepared for all aspects of the EB5 process, reducing the risk of financial setbacks or delays. It gives you a sense of control and preparedness in your transition journey.


Choosing the Right Investment

Types of Qualifying Investments:

Choosing a suitable investment is pivotal for the EB5 visa. Investments can be made in new commercial enterprises or regional center projects. It’s essential to understand the differences and benefits of each type. 

New commercial enterprises require direct management, while regional center projects allow for indirect job creation and less day-to-day involvement.

Direct vs. Regional Center Investments
  • Direct Investments involve directly managing a business that creates at least ten full-time jobs. This option requires a hands-on approach and is suitable for those who want to be actively engaged in their business.

  • Regional Center Investments: These are managed by third parties and focus on indirect job creation. This option is less hands-on and ideal for those who prefer a more passive investment role. Regional centers are pre-approved by USCIS, which could streamline the application process.

Filing Form I-526

Detailed Steps and Documentation Required:

Filing Form I-526, Immigrant Petition by Alien Investor, is the first formal step in the EB5 process. This form demonstrates that your investment meets the program’s requirements. Essential documentation includes proof of the investment amount, evidence of the legal source of funds, and a comprehensive business plan detailing job creation.

Given the complexity of the EB5 visa process, legal assistance is highly recommended. An experienced immigration attorney can guide you through the paperwork, ensure all documentation is in order, and help you navigate legal hurdles. They can also provide valuable advice on selecting the best investment options and maintaining compliance with USCIS requirements.

Detailed EB5 Visa Process When on H1B

Transitioning from an H-1B visa to an EB-5 Green Card offers a path to permanent residency. However, navigating the process requires careful planning and adherence to specific guidelines.

Let's break down the key steps involved:

Step 1. Maintaining H-1B Status During EB-5 Application:

  • Remain compliant with your current H-1B visa.

  • Continue fulfilling your job duties as outlined in your H-1B petition.

  • Maintain your employment relationship with your H-1B sponsor and avoid employment gaps.

  • Meticulously document everything and keep USCIS updated on any changes in your employment status.

Step 2. Concurrent Filing of I-526 and I-485 (Optional):

This strategy allows you to apply for an adjustment of status to a Green Card while your EB-5 petition (Form I-526, Immigrant Petition by Alien Investor) is pending.


  • Faster processing times.

  • Remain in the U.S. without needing to leave and re-enter.


  • Complications if your I-526 petition is denied, potentially impacting your ability to stay in the US.

Step 3. Conditional Permanent Residency and Removal of Conditions:

a) Steps After Obtaining Conditional Residency:

  • You'll receive a conditional Green Card upon initial approval.

  • You must fulfill the investment and job creation requirements outlined in the EB-5 program within the two-year conditional period.

  • Ensure your investment remains active and the business plan is on track to create the required jobs.

b) Filing Form I-829:

  • Within 90 days before the second anniversary of receiving your conditional Green Card, file Form I-829 (Petition by Entrepreneur to Remove Conditions on Permanent Resident Status).

  • This form provides evidence that you have met all EB-5 program requirements.

  • Once approved, the conditions on your Green Card will be removed, granting you permanent residency in the U.S.

By following these steps and consulting with an expert EB-5 Visa consultant, you can navigate the EB-5 visa process while maintaining your H-1B status and ultimately achieving permanent residency in the United States.


Financial Requirements and Investment Options Needed to Transition from H1B to EB5

Minimum Investment Amounts

TEA vs. Non-TEA Investments:

The minimum investment amount for an EB5 visa is $1.05 million. However, if your investment is in a Targeted Employment Area (TEA), which includes rural areas or areas with high unemployment, the required amount is reduced to $800,000. TEAs offer a lower financial barrier but still require robust job creation plans.

Types of Investments

Real Estate, Businesses, Regional Centers

  • Real Estate: Investing in commercial real estate projects can qualify if they meet job creation requirements.

  • Businesses: Direct investments in new commercial enterprises where the investor plays an active role in management.

  • Regional Centers: Investments through USCIS-designated regional centers that manage projects and meet job creation requirements. This option is popular due to its passive investment nature and focus on indirect job creation.

Documenting the Source of Funds

Documenting the source of funds is crucial to demonstrate that the investment capital was obtained legally. This includes providing bank statements, tax returns, employment records, and other financial documents that trace the money to its origin. Ensuring transparency and thoroughness in documentation is essential for USCIS approval.

Advantages and Disadvantages of transitioning from an H1B visa to an EB5 visa

Here's a table outlining the pros and cons of transitioning from an H1B to an EB-5 visa. The table below provides a concise overview of the advantages and disadvantages of transitioning from an H-1B visa to an EB-5 visa, aiding individuals in making informed decisions about their immigration status.



Pathway to permanent residency

Requires a substantial investment

Independence from employer sponsorship

Longer processing times compared to H-1B extensions

Flexibility to work and live anywhere in the US

Limited availability of EB-5 visas

Access to benefits like healthcare and social security

Risk of investment loss

Opportunity to contribute to job creation and economic growth

Potential complications with immigration laws

Potential pathway to US citizenship

The complexity of the immigration process

How Long Does it Take to Get EB-5 from H1B?

The duration of the visa application process for h1b to EB5 processing time varies based on the volume of petitions received by USCIS each year, including those awaiting approval. Transitioning from an H-1B Visa to an EB-5 Visa can take 29.5 to 61 months.

As an H-1B Visa holder residing in the United States, you can simultaneously submit both the I-526 and I-485 Adjustment of Status applications for the EB-5 visa. This concurrent filing of the I-526 and I-485 forms can result in obtaining a Travel Document within 2 to 12 months, depending on the processing times at the USCIS Service Center.

  • I-526 Petition or Initial Investment Petition
    USCIS can process this in 29.5 months to 61 months, depending on the current workload.

  • I-485 Application or Green Card Application
    Processing times can vary depending on whether you file concurrently with I-526 (potentially faster) or after I-526 approval. It can range from 7 to 29 months for processing within the U.S. or 6 to 12 months for consular processing abroad.

  • I-829 Petition or Removal of Conditions
    This is usually filed after two years of conditional residency and takes an additional 22 to 48.5 months for processing.

Other Factors Affecting Your H1 to EB-5 Visa Timeline:

While an H-1B visa holder can apply for an EB-5 green card through investment, these are separate programs. The EB-5 processing time itself typically takes 5 to 8 years.

However, keep in mind this is an estimate, and several factors can influence the actual time frame:

Current USCIS workload:

Processing times can fluctuate depending on the applications USCIS receives.

The complexity of your case:

If your investment or source of funds is intricate, additional scrutiny might extend the processing time to get an H1B to Eb5 green card.

Concurrent filing:

The process could be expedited if you qualify for concurrent filing of I-485 with I-526.

What is the Best Personal Loan for H1B Visa Holders?

Finding the perfect personal loan as an H-1B visa holder requires research. While there's no single "best" option, lenders like Upgrade, SoFi, Stilt, Earnest, and Marcus by Goldman Sachs are known to be more accommodating. Consider factors like credit score, loan amount needed, and repayment terms when making your choice. Remember, some lenders might have stricter requirements for H-1B visa holders.

Choosing the Right Loan

  • Interest Rate
    This significantly impacts the total loan cost. Aim for the lowest possible rate based on your creditworthiness.

  • Fees
    Be aware of origination fees, prepayment penalties, and any other charges associated with the loan.

  • Loan Amount and Term
    Choose a loan amount that fits your needs and a repayment term you can comfortably manage.

  • Minimum Credit Score Requirement
    Check the minimum credit score needed to qualify for a loan with each lender.

  • Documentation Requirements
    Some lenders might have specific requirements for H-1B holders regarding proof of income or visa status.

Can a Laid-off H1B Worker File for an EB-5 Visa?

Yes, a laid-off H1B worker can also file for an EB-5 visa. Facing a layoff on your H-1B visa doesn't have to derail your dream of permanent residency in the US. The EB-5 investor visa program offers a compelling alternative.

Here's why:

No Employer Sponsorship is Needed:

Unlike H1B, EB5 allows you to pursue a green card based on your investment, not employer sponsorship. This gives you more control over your immigration journey.

Concurrent Filing Option:

Recent changes in immigration law allow you to potentially file for both your investment petition (I-526) and green card adjustment (I-485) concurrently. This can streamline the process and lead to faster results.

Work Authorization and Travel Benefits:

While your EB-5 application is pending, concurrent filing can grant you work authorization and a travel document. This allows you to remain employed and travel freely while you wait for your green card.

Potential Challenges During the Transition Process from H1B to EB5 Visa and How to Overcome Them

Common Issues During the Transition

RFEs (Requests for Evidence) and How to Handle Them: 

Requests for Evidence (RFEs) are common in the EB5 application process. They can be issued for various reasons, such as insufficient documentation or unclear sources of funds. 

To handle RFEs effectively:

  • Respond Promptly: Address RFEs as soon as possible to avoid delays.

  • Provide Comprehensive Documentation: Ensure all documents are thorough and clearly show compliance with USCIS requirements.

  • Seek Legal Assistance: An experienced immigration attorney can help craft a robust response to RFEs, reducing the risk of denial.

Managing Timelines and Expectations

Processing Times and Delays: 

The EB5 process can take several years, often longer than anticipated. Managing expectations is crucial:

  • Stay Informed: Regularly check USCIS processing times and updates.

  • Communicate with Your Attorney: Keep in touch with your immigration lawyer to stay updated on your case status.

  • Prepare for Delays: Understand that delays are part of the process and plan your timeline accordingly.

The EB5 process requires careful planning and adherence to regulations:

  • Conduct Due Diligence: Thoroughly research investment opportunities to ensure they meet EB5 criteria.

  • Ensure Compliance: Follow USCIS guidelines meticulously to avoid legal issues.

  • Seek Professional Advice: Consult with legal and financial advisors to guide you through the investment and application process. This reduces the risk of non-compliance and economic loss.

By being proactive and well-prepared, you can overcome these potential H1B problems and successfully transition from an H1B to an EB5 visa.

How to Create Jobs Without Violating H-1B Status & Do EB-5 Real Estate Investment?

Owning a business as an H-1B visa holder is possible, but managing it is tricky. H-1B status restricts active involvement in daily operations. However, this doesn't mean your EB-5 Visa dreams must be on hold! 

Here are some options to consider:

  • Be an Owner, Not a Manager: H-1B holders can own a stake in a U.S. business but can't actively manage it. This means focusing on policy decisions and avoiding day-to-day operations.

  • E-Visa for Treaty Countries: If you're from a country with a Treaty of Commerce and Navigation (E Treaty) with the U.S., you might be eligible for an E visa based on your investment. This allows more active involvement compared to an H-1B.

  • EB-5 Regional Center Projects: Investing in a USCIS-approved EB-5 regional center project can be a good option. These projects often allow involvement without violating H-1B status.

Important Considerations:

  • Active Involvement vs. Management: Active involvement in the new commercial enterprise (NCE) involves participating in policy decisions considered acceptable under H-1B status. Always consult an immigration attorney for specific guidance.

  • Regional Center Research: Do your due diligence before investing in an EB-5 project. USCIS approval doesn't guarantee financial success.

Ready to Make the Transition? Book a free consultation with Paperfree expert visa consultants to get personalized advice and ensure a smooth transition from H1B to EB5. Schedule your consultation today!


What are the main differences between an H1B visa and an EB5 visa? 

The H1B visa is a temporary work visa requiring employer sponsorship, while the EB5 visa is an investment-based visa leading to permanent residency.

How can I transition from an H1B to an EB5 visa? 

To transition, assess your eligibility, secure the necessary investment funds, choose a qualifying investment, and file Form I-526. During the process, maintain your H1B status.

What are the investment requirements for the EB5 visa when on an H1B? 

You must invest $1.05 million or $800,000 in a Targeted Employment Area (TEA) in a U.S. business that creates at least ten full-time jobs.

Can h1b apply for eb 5? 

Yes, you can apply for an EB5 visa while on an H1B visa. It’s essential to maintain your H1B status during the EB5 application process.

What types of investments qualify for the EB5 visa? 

Qualifying investments include new commercial enterprises, real estate projects, and regional center projects that meet the job creation requirements.

How long does the EB5 visa process take if I am on an H1B visa? 

The EB5 process can take several years, including time for USCIS to process your I-526 petition and fulfill job creation requirements.

What documents are required for the EB5 visa application? 

Required documents include proof of investment amount, evidence of the legal source of funds, a comprehensive business plan, and job creation details.

What are the benefits of switching from an H1B to an EB5 visa? 

Benefits include obtaining permanent residency for you and your family, greater job flexibility, and no need for employer sponsorship.

How do I maintain my H1B status while applying for an EB5 visa? 

You should continue fulfilling your job duties, maintaining your employment relationship, and maintaining all necessary documentation during the transition.

What are the potential challenges in the EB5 visa process when on an H1B?

Challenges include handling RFEs (Requests for Evidence), managing processing times and delays, and ensuring compliance with investment and job creation requirements.

Can H1B visa holder invest in stocks? 

Many wonder, "Can H1B invest in stocks?" Yes, H1B visa holders can legally invest in the U.S. stock market, as there are no restrictions on stock investments. Investing in stocks can be a valuable way for H1B visa holders to grow their wealth and diversify their financial portfolio while living in the United States. Additionally, it provides an opportunity to learn more about the U.S. financial system and potentially secure a stronger financial future.

Take Away:

Transitioning from an H1B to an EB5 visa involves understanding the fundamental differences between the two visa types, assessing your eligibility, and making a significant financial investment. Key steps include maintaining your H1B status, choosing the suitable investment, filing the necessary forms, and meeting job creation requirements. Throughout the process, thorough documentation and legal assistance are crucial to ensure compliance and a smooth transition.

The journey from H1B to EB5 can be complex but rewarding, offering a path to permanent residency in America. Planning carefully, seeking professional advice, and staying informed about USCIS requirements and timelines are essentials. By following the outlined steps and addressing potential challenges proactively, you can successfully navigate the transition and secure your future in the United States.


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