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John Burson  edited Tuesday, April 25, 2017

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Are you prepared? It could happen to you.

You are one of the lucky ones. You still have a job, in fact, a well-paying job. Life is  good. Then it happens and life takes an unexpected and unanticipated turn. You are the one of one in four workers, 25%, who become disabled before retirement age.  Are you prepared with a rainy day fund? Or are you one of the 49% of workers who have less than $1,000 on hand to pay for unexpected out-of-pocket costs associated with a medical event. Cash on hand to pay for little things like your mortgage or rent, car insurance and gasoline, and did we mention food? Are you relying on an employer to watch out for your best interest and that of your family, or have you planned a way to keep income coming in whether you are working or not. Disability insurance steps in for you to pick up those out-of-pocket daily living costs and helps protect you and your family from financial ruin.

You no longer rely on the good graces of others. You choose to have a plan in place to protect you from the loss of savings, retirement funds, or even your home. Your decision to purchase a disability and accident insurance policy for both short term and long term disability protects you and your family from financial ruin.
You can sleep well at night knowing you have in place plans to protect your spouse,  your children, your income stream. You are protecting your single largest asset, namely, your ability to earn a living.