Hard Money Loans for New Construction
Paperfree partners with Manhattan Bridge Capital to fund new construction projects with fast asset-based approvals, draw-based funding, and no bank timeline delays — nationwide.
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Hard Money Loans For New Construction
Breaking ground on a new build shouldn't mean waiting months for a bank to make up its mind. Hard money loans for new construction give builders and developers a faster path — funding based on the project and the property, not a drawn-out income verification process.
Backed by Manhattan Bridge Capital
We partner directly with Manhattan Bridge Capital to fund new construction projects nationwide. That partnership means fast, asset-based approvals, draw-based funding tied to your project's actual progress, and none of the delays that come with a traditional bank construction loan. You get capital that moves at the same pace your project does.
How It Works
Instead of a lump sum upfront, funds are released in stages as your project hits real milestones — foundation, framing, and so on. You're only paying interest on what's actually been disbursed at any given point, and approval leans on the deal itself: the property, your plan, and your experience as a builder, not months of tax returns and pay stubs.
Why Builders Choose This Over a Bank
- Speed — Close in days or weeks, not months, so you can secure land or start building before a bank-financed competitor even gets approved
- Flexible underwriting — The deal and the property carry the weight, not your personal income history alone
- Draw-based funding — Capital releases as your project actually progresses
- Built for builders — Terms structured around your project timeline, not a generic mortgage schedule
Who This Is For
This kind of financing tends to fit:
- Spec home builders working without a buyer already lined up
- Developers taking on ground-up single-family, multi-family, or mixed-use projects
- Builders who can't afford to lose a lot or a deal to a slow bank approval
- Experienced builders whose timeline doesn't match a traditional lender's schedule
Get Started
Ready to break ground? Book a free consultation and we'll walk through your project and what terms make sense.
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