Commercial Rehab Loans — Up to $3,000,000 in Fast Private Financing for Value-Add Commercial Properties

Paperfree connects commercial real estate investors with Alpha Funding Solutions — flexible short-term capital up to $3M, 1–2 year terms, and ARV-based underwriting for fix & flip and fix & hold strategies nationwide.

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Commercial Rehab Loan

Need capital to acquire and renovate a commercial or investment property? Our commercial rehab loan gives experienced investors and developers fast access to short-term funding — without the delays of traditional bank financing.

Rehab Commercial Loan Overview

A commercial rehab loan is built for borrowers executing a Fix & Flip or Fix & Hold strategy on commercial or larger residential investment properties. Rather than basing approval solely on personal income, this loan program looks at the deal itself: the property's value, your exit strategy, and your team's ability to execute.

Our commercial rehab loans are provided through Alpha Funding Solutions, giving borrowers flexibility and quick access to short-term capital for time-sensitive acquisitions.

Loan Terms

Loan Amount: Up to $3,000,000
Loan Term: 1 year to 2 years
Loan-to-Value: 60%-65% or below on residential Fix & Flip (less preferred)
Interest Reserve: Financial documentation showing sufficient funds to maintain monthly interest payments
Exit Strategy: A clear plan required — either Fix & Flip or Fix & Hold
Refinancing: Fix & Hold borrowers must meet credit standards in line with traditional refinance approval
Appraisal: Completed by an independent appraisal company

What You'll Need to Qualify

Approval for a commercial rehab loan depends on both the deal and the borrower's readiness to execute. Required documentation includes:

An experienced team to complete the project
Contract of Sale and full attorney review chain
Hazard insurance
A detailed draw schedule
Ferrous Metal Scan (tank sweep)
Corporation Formation Documents
Corporation Operating Agreement
Flood search
Flood insurance

Why Choose Our Commercial Rehab Loan

Loan amounts up to $3,000,000 to support larger-scale projects
Flexible terms of 1-2 years to match your project timeline
Fast, deal-based underwriting instead of slow traditional bank review
Support for both Fix & Flip and Fix & Hold exit strategies
Backed by Alpha Funding Solutions' experience in short-term commercial capital

Get Started

If you have an experienced team and a clear exit strategy, our commercial rehab loan can get your project funded quickly. Contact us today to review your deal and get started.